When it comes to student loans, dealing with the lender can be more difficult than repaying the loan. Thats one of the top complaints by consumers in a report of the student loan ombudsman for the Consumer Financial Protection Bureau (CFPB). For federal student loans, more than twice as many consumers (71 percent) reported difficulties…
Published with permission from RISMedia.
Do you have a blank wall with no idea what to put on it? Rethink the boring family photo with these interesting ideas. Get wordy. Whether youre a logophile or are just looking to amp up the playful vibe of your space, adding large text to your wall can be innovative and inspirational. You can…
Figure out what items you need. Don’t hold onto things just because of sentimental value or because you might need them “someday.” Separate items by rooms and areas according to their function. This will allow you to create an organizational system both you and your kids can understand and adhere to. Use empty closet space…
Not Preparing for EmergenciesAn emergency fund is important for anyone. A signing bonus”whether you’re a pro athlete or a non-athlete receiving a one-time bonus for meeting goals at work”can help give a big boost to an emergency fund. Aim to have one years salary in savings for emergencies, such as losing your job. Saving and…
Small bathrooms with limited storage space make it tough to stow all the stuff you use daily and still keep the space looking tidy. Check these smart solutions discovered by Good Housekeeping Magazine: Expand cabinet space. If your under-sink cabinet is stuffed to the gills, invest in an over-the-door storage basket that can hold your…
Here are five tips for designing a unique powder room… Tactile Textures and Bold Patterns Ornate patterns or unique textures can provide an unexpected visual pop. Sinks That Inspire Go with an exciting design for the sink and vanity, like a stone vessel or a marble under-mount. Creative Lighting Decorative sconces or lavish pendant lights…
Found money is a gift. And with the internet, it’s easier than ever to find it. Unclaimed assets may be sitting somewhere in your name, waiting for you to find and claim them. With some simple online searches, you can look for unclaimed money in seconds and possibly find a windfall. Unclaimed money can come…
Published with permission from RISMedia.
While some couples opt to keep things separate, sharing a credit card can help when it comes to streamlining household money management. But it isn’t always easy. Whether you add someone to your credit card as an authorized user or open a joint account, problems can pop up if you’re not careful. Here are three…