The Pros and Cons of Building vs. Buying Your Luxury Home

If your child has a Social Security number, they can become a victim of identity theft. With a clean credit history, a childs Social Security number can be more valuable to a thief than an adult’s. It can be used to apply for government benefits, open bank and credit card accounts, and apply for a…

A late payment on a credit bill or other debt such as a mortgage can have a significant impact on your credit score. And the higher your credit score is to begin with, the more it can fall after a late payment. Paying your bills on time is the best way to avoid this. If…

Gardening is a great way to beautify your home and connect with nature. But is your garden environmentally friendly? Heres how to become an eco-friendly gardener Choose native plants that grow naturally in your region so they dont require extra water or chemicals to keep them alive. Native plants also support the local ecosystem by…

From buying auto insurance to filing a claim, figuring out the language of auto insurance can be difficult. Why is your insurance agent recommending gap insurance and are OEM parts worthwhile? Here are definitions of some of the more complex insurance jargon terms. If you come across something in your policy or your agent says…

The average student loan debt for a college graduate in 2016 was $37,172, according to Forbes. Thats a lot of debt to be saddled with when starting a career. However, you can help your children avoid student loan debt by looking into some alternatives: Save EarlyThis takes years of forethought, but it can be one…

Your first credit card can be the start to building your financial future. Just remember, how you use it can affect you for years down the road. For example, build a good credit score and you could see lower interest rates on home and auto loans, and receive better credit card perks. Make too many…