Lenders look at your credit report to determine whether you qualify for a loan or credit card. Inaccurate information could lead to an unfavorable interest rate or outright denial of your application. You should periodically request copies of your credit reports and check them for errors. If you find a mistake, act immediately to have…
Is your homes medicine cabinet full of expired drugs or medications you no longer use? It might be time to clean out the clutter. However, because a drug that was safe for you might be harmful for someone else, its important to dispose of your expired, unwanted or unused medicines in the safest way possible….
To build or buy? Here are the pros and cons of both options… Buying Pros: You know exactly what youre getting and can inspect the craftsmanship before you purchase it. Its a faster and more convenient process. Buying Cons: Finding a house that has every feature you desire isnt easy. It could mean buying a…
Are you planning a nursery for a babe-on-the-way? Whether you’re waiting to learn the baby’s gender, or are hoping to choose a more neutral color than the typical blue and pink, consider the following options: Gray. This is an extremely versatile color; the shade options are endless and it matches with just about everything. Additionally,…
Published with permission from RISMedia.
Programmable thermostats let you set the temperature in your home and have the thermostat change it based on the time of day. What makes them ‘smart’ is that they can learn from your behaviors, let you control the climate remotely, show you energy consumption in real-time and even adjust themselves based on conditions like humidity….
The familiar bedtime saying, “Good night, sleep tight, don’t let the bed bugs bite,” might be a cute little rhyme from our childhood. But when a home actually has bed bugs, there’s nothing cute about it. Bed bugs feed on blood and cause irritating bites. Its also a myth that these pests only live in…
The best way to improve your credit score is simple, but not always that easy: Reduce your debt. Paying off your credit cards, or at least paying them down substantially, will not only increase your credit score, but having less debt will probably be more satisfying than a great credit score. And not using your…
Take advantage of your homes outdoor living area and enjoy the outdoors year-round. Standing Heat Lamps Coming in a variety of styles, they effortlessly blend in without giving your space a commercial look. Outdoor Fireplace Add instant appeal to any backyard or terrace with this great design feature. Radiant Heat Radiant heat is a great…
Some days, keeping a smile on your face can be a struggle. Whether youre dealing with a stressful career, medical issues or just feeling weighed down by your daily routine, repeating positive mantras can help shift your mood”if youre open to it. Below are four helpful happy mantras to lift your mood. You can do…