Bye-Bye, Ants!

Overspending is easy to do with a credit card – way too easy – and can often lead to debt. Researchers have found that even for people who dont carry a balance each month on their credit card, they overspend when using a credit card instead of cash. Credit cards can make people more willing…

Millennials are applying for credit cards more than most age groups, but theyre not qualifying for them, according to consumer behavior data by ID Analytics, a consumer risk management firm. One in five people ages 23-27 have been declined for credit multiple times in a year, and its not because they dont have a high…

When we think about lottery winners, we likely imagine new cars and mega-mansions. But according to a recent survey conducted by the National Foundation for Credit Counseling (NFCC), most of us would actually use our lottery winnings to pay down our debt. Among the 1,729 people who took part in this online poll, 87 percent…

If you’re a first-time homeowner, you likely have a list of renovations. Address these three areas in your first year: Your appliances Insulation, and Landscaping Appliances with the Energy-Star rating can save you on your utilities. According to one study, one energy-efficient machine can save you $50 a year. Check your insulation. If you have…

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Smart appliances can make life easier and more convenient. Since the technology is relatively new, many manufacturers are still working out problems and resolving glitches. Before you purchase a smart appliance, it’s important to understand what they have to offer and to be aware of potential pitfalls. Popular Smart AppliancesA smart refrigerator can make grocery…