Saving for a home, retirement, a vacation or anything else can be difficult. The median retirement savings of all working-age families in the United States is $5,000, according to the Economic Policy Institute. Given that many financial advisers recommend having about $1 million in retirement, that leaves many families far short of their retirement plans….
Published with permission from RISMedia.
Being an entrepreneur has many benefits that are worthwhile skills to teach children. Being your own boss can give you control over your future, as well as provide self-confidence, accomplishment, resilience and independent thinking, among other things. If your kids arent already in business for themselves, here are some ways to encourage them to at…
If you’re looking for a unique home, you may be considering buying a historic house. Here are the pros and cons of purchasing a historic home. Pros A Home With a Story ” If living in a famous persons old property excites you, a historic home might be perfect. Unique Architecture ” Many people are…
Your purse or wallet can be more than just a place to pull your money out of so you can spend it. It can also store a few things to remind you to use less money, or at least use it well. Here are five things to keep in your wallet that can help you…
After working hard at the same job for years, youve saved up enough money and hit the age where you can finally retire. Congratulations! Retirement can be an exciting time full of new journeys, personal growth and, of course, some well-deserved R&R. Although adequate savings and a responsible budget are essential for a happy post-work…
If youre looking for a new city home that your pups are sure to love, keep an eye out for these features. Fenced-In Backyard A fenced-in backyard in the city provides a safe and convenient space for your dog at all times of the day. Dog-Friendly Neighborhood A nearby park where you can go on…
Keeping track of every single dollar you spend can be difficult, no matter how closely you track your spending and monitor your bank accounts. Automatic payments from your checking account to pay for a gym membership, for example, can be forgotten and leave a checkbook unbalanced. But besides accounting for where your money goes, there…
Published with permission from RISMedia.
Working for yourself comes with a lot of responsibilities”and funding a retirement plan should be one of them. After all, if you don’t think ahead to your retirement, who will? Payroll deductions and 401(k) retirement plans set up by employers make it easy for workers at 9-to-5 jobs to contribute to retirement plans. But for…