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Published with permission from RISMedia.

Opening mail from your credit card company is never fun. If it isn’t a bill or marketing letter, it’s often an update to the terms of the credit card agreement, including changes to the annual percentage rate, or APR, that determines the interest rate paid on revolving balances. Credit card interest rates are tied to…

Here are four reasons you need an air purifier. Air Pollution Air purifiers can significantly reduce airborne pollutants that find their way into your living space and are unsafe to breathe in. Pets We love our furry friends, but their fur and dander can cause allergies and odor. Air purifiers remove these and keep the…

Unable to get a credit card? If so, it may be harder for you to build a good credit rating, making everyday life tasks like making a hotel, plane or car reservation a little more difficult. The same goes for loan approvals. A secured card can help those who dont qualify for a regular credit…

Children gain confidence by exploring the world around them, trying new things, and learning how to process both successes and failures. The way you interact with your kids on a daily basis can have a profound effect on how confident they feel as they grow up. Provide Love and SupportThe most important ingredient that helps…

These six types of striking ceilings will set your home apart! Beamed Ceiling Exposed beams provide a distinguished look while also making the space feel larger. Cathedral Ceiling These ceilings soar high above and allow more natural light to pour into the home. Barrel Vaulted Ceiling Rather than meeting at a fixed point, barrel vaulted…

Without some basic life skills, life can be more expensive than it has to be. While some life skills are taught by parents, and others are picked up through first-hand experience, there are plenty of worthwhile life skills that you can learn for free. Here are a few life skills you can learn that dont…

Published with permission from RISMedia.

We all have stress in our lives. Busy days at work, problems at home, traffic jams and money trouble are prime examples of stressful situations. However, chronic stress can lead to serious health issues, such as heart disease, high blood pressure and depression, so preventing and managing stress is essential to living happier and healthier….

Heres how to revamp your garage to take your home to the next level. Start With the Floors Porcelain tile is the perfect surface as it combines an elegant appearance with durability. Look to the Lights If you want to really show off your cars, quality lighting is essential. Lift it up A car lift…