Weve all experienced it: The phone rings and you dont recognize the number, but you answer anyway. The voice on the other end of the line is cheerful, knows your name, and starts asking personal or financial questions. Some unwanted calls, such as those from telemarketers, are more annoying than harmful, but others might be…
Insurance is necessary to protect you from financial ruin, but it can be expensive. If you own a home and a vehicle, you might be able to save a substantial amount of money by bundling your policies with one carrier. Many insurance companies offer discounts of 20 percent or more to customers who purchase both…
Here are four striking countertops that will up the style factor in your kitchen… Sintered Stone Sintered stone combines the classic look of natural stone with all the benefits of a durable, man-made surface. Soapstone Whether youre going for a traditional or modern look, this natural stone works well in a variety of styles. Caesarstone…
U.S. military members have access to some great benefits that can go a long way toward making their financial lives (and those of their family) a lot better. Here are some of the best financial benefits that service members have available to them: Inexpensive Retirement PlanThe Thrift Savings Plan has a low annual expense ratio…
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In an age where the majority of our communication happens from behind a screen, our face-to-face interactions are often lacking. Below are several tips for having clearer communication. 1. Make eye contact. Direct eye contact can go a long way in having a clear conversation. Not only will it help you pick up on non-verbal…
Flooding can happen anytime, anywhere. And damages are generally not included in your homeowners policy. But two devices can flood-proof your home: a backflow valve, and a sump pump. Both control floodwaters by redirecting them. A backflow valve directs overflow to an outside receptable – a sump pump directs overflow to a storm drain or…
Teaching children manners and how to tie their shoes is one thing, but financial lessons are often pushed to the wayside until it’s too late. Budgeting and financial planning should be a focus in every household. Whether you are passing along your lessons to your children, nieces or nephews, keeping financial sense in the family…
Mold inside a house can cause serious health problems, including sinus irritation, congestion, headaches and respiratory difficulties. The health effects of mold are more serious in children, pregnant women, senior citizens and people with respiratory problems. Mold can grow in any moist environment, which makes a home a perfect breeding ground. Mold spores can accumulate…
Here are some tips for getting the highest ROI. Go Beyond Cosmetic Repairs Most homebuyers know to look beyond cosmetic damage. More importantly, theyll want to know that the major systems are in good working condition. Rethink Luxury Fixes If youre updating your kitchen or bathroom before listing your home, make sure you’re not going…