If youre in debt up to your eyeballs, or at least up to your waist, it can be hard to see which debts should be paid first. The creditor that screams the loudest may not be the best one to repay first. Some debts should take precedence over others because they can have worse consequences….
Published with permission from RISMedia.
Allergies can make life uncomfortable or nearly unbearable. Kids with allergies may not understand why their bodies respond to things in ways that other bodies don’t. They may feel different from their siblings and peers, and may struggle with feelings of embarrassment and isolation. Talk to the Doctor and to Your ChildIf you suspect that…
Heres how to elegantly illuminate your property after dusk. Create Evening Curb Appeal Sconces around the front door or a driveway lamp post add significant curb appeal. Illuminate your Landscaping Spotlight your garden and other plantings around your property to show them off at all hours. Light Up the Walkways Soft and subtle lighting is…
If you need help paying some bills or taking care of your family, the government can sometimes help. Many state and federal programs exist to help not just low-income families, but people of varying income levels. Many programs are meant to help homeowners. Here are some of the various types of government help available: Down…
Did you know that laundry machines are among the costliest appliances in your home to operate because of their high energy usage? Given that many families clean multiple loads of clothes every week, taking steps to be more efficient in the laundry room might help lower your overall power bill. The U.S. Department of Energy…
Thinking of sprucing up your home with a fresh coat of paint? Keep these tips in mind: Dont forget to caulk. Caulking will help trim and wall finishes stand out. Choose the right brushes. Invest in a good paintbrush. The smaller the brush, the more control you have. Use an extension pole. If you have…
How medical debt and other collection items are tallied in a credit score is changing, potentially increasing the credit scores of millions of people. Called the FICO 9, the new credit score changes how medical collections are treated from non-medical changes, such as credit cards. A medical debt will now damage a credit score less…
Published with permission from RISMedia.
Identity theft is continuing to skyrocket thanks to the proliferation of online shopping and the sharing of personal information with companies and financial institutions alike. In fact, hundreds of millions of people have had their data stolen. This can occur through massive breaches of banks, stores and other businesses, or a dishonest person can misuse…