A Guide to Mastering Hollywood Regency Style

Is student loan debt weighing you down? Pay beyond the minimum payment every month to reduce your principal and avoid wasting money on interest. To trick yourself into making an extra full payment annually, split monthly payments in half and pay that amount every two weeks instead. Consider refinancing and consolidating your loans with a…

Did you know that laundry machines are among the costliest appliances in your home to operate because of their high energy usage? Given that many families clean multiple loads of clothes every week, taking steps to be more efficient in the laundry room might help lower your overall power bill. The U.S. Department of Energy…

The Environmental Protection Agency estimates that the average American generates nearly 4.5 pounds of trash on a daily basis, more than half of which goes to a landfill. If youre looking to reduce your net trash output with the ultimate goal of joining the zero-waste movement, there are a variety of small steps you can…

Regardless of how much time you spend cleaning, there are likely to be a few places you overlook. Below are five frequently missed spaces that may need a little elbow grease. Baseboards. While cleaning, look down. The baseboards running along the floor may likely need a little TLC, as they commonly pick up dust and…

To stop a criminal from using your personal information to open a credit card in your name, start by preventing lenders from checking your credit unless you first unfreeze your information. Even if you have poor credit”or are low on savings”protecting your credit from identity theft by taking advantage of a free credit freeze is…

Cutting down on energy use is great for the environment. It can also save you big bucks. Alternative energy proponent IGS Energy suggests four green and easy ways to do both: Minimize ‘phantom loads.’ The term ‘phantom load’ refers to the energy that an appliance or electronic device consumes when it is not actually turned…