Home-Buying: When Your Income Is Good, but Your Credit Is Bad

Ask any jeweler how much money you should spend on an engagement ring and theyll likely give you the jewelry industrys long-standing rule of thumb”three months salary. The average person spends about half that amount, according to Census data. The jewelry industry isnt recommending three months of pay after taxes, but three months of gross…

Flooding can happen anytime, anywhere. And damages are generally not included in your homeowners policy. But two devices can flood-proof your home: a backflow valve, and a sump pump. Both control floodwaters by redirecting them. A backflow valve directs overflow to an outside receptable – a sump pump directs overflow to a storm drain or…

Rain, the bride falling into a pool, a wedding cake falling over, and deposit money thats lost because the venue went out of business a week ago. What do all of these have in common? Theyre all things that can go wrong at a wedding that can be covered by wedding insurance. Some problems cant…

Life can feel overwhelming. Work, traffic, family responsibilities and chores can cause you to feel understandably frazzled. While stress is unavoidable, there are simple things you can do to make it more manageable. Change Your MindsetWhen you’re rushing from one task to another, you may not pay attention to what’s going on around you. Take…

Unable to get a credit card? If so, it may be harder for you to build a good credit rating, making everyday life tasks like making a hotel, plane or car reservation a little more difficult. The same goes for loan approvals. A secured card can help those who dont qualify for a regular credit…

Looking to add some of your own personal chicness to your bathroom? Below are a few ways you can add a little oomph to your powder room. Climbing plants. Climbing vines indoors can add a jungly, naturalistic element to your space. Some of the coolest vines for interiors are ivy, heartleaf philodendron, jasmine and betel…