Author: Lacy Flanagan

Published with permission from RISMedia.

If your homeowners insurance policy covers your pet, it will pay for injuries or damage the pet caused to a person or property not named in the policy. But it won’t cover injuries to your family or home. Many companies deny coverage for dog breeds considered aggressive, regardless of the pedigrees or individual histories. Some…

Improving your credit can take time, often many months. But there are some things you can do to raise your credit score quickly, even if only by a few points. Pay Bills on TimePayment history is the most important factor in FICO scores, accounting for up to 35 percent of a credit score. Paying your…

The average college graduate in 2016 had $37,172 in student loan debt, according to the website Student Loan Hero. Thats a lot of money to pay off after graduation. Paying it off should be as simple as writing a monthly check to the lender. Unfortunately, there are some potential student loan problems that borrowers should…

Published with permission from RISMedia.

To stop a criminal from using your personal information to open a credit card in your name, start by preventing lenders from checking your credit unless you first unfreeze your information. Even if you have poor credit”or are low on savings”protecting your credit from identity theft by taking advantage of a free credit freeze is…

First, establish eye level, which in most houses is 57 to 60 inches from the floor. The center of the picture should be at this point. Second, consider your space. Is your artwork landscape or portrait? Coordinate that with the space, or hang portraits side by side and landscapes one on top of the other….

Here are four things to keep in mind when looking at waterfront property. Do Your Research Elevation is important to take into account to ensure the house isnt prone to flooding. Property lines can also be an issue, as some shorelines are considered public land. Consider How Youll Use It Waterfront property can vary dramatically…

Checking your credit report consistently for fraudulent activity may not be enough to protect your personal information and thus your credit score. What will help are three tools that are common in the credit world: fraud alerts, security freezes and credit locks. Fraud AlertThis is a free alert you can place with one of the…

Many companies offer attractive discounts to customers who bundle their homeowners, auto and life insurance policies. If you had bundled policies and an accident damaged your home and car, you could pay one deductible. Getting all your insurance from one company could help you avoid gaps in coverage. If your home is difficult to insure,…