If you’re a first-time homeowner, you likely have a list of renovations. Address these three areas in your first year: Your appliances Insulation, and Landscaping Appliances with the Energy-Star rating can save you on your utilities. According to one study, one energy-efficient machine can save you $50 a year. Check your insulation. If you have…
When preparing to batten down the hatches during a storm, don’t forget to pay attention to your furry family members. Loud, unpredictable noises and an uptick of electrical currents in the air can make your pet seriously scared when the weather goes wild. Here are three ways to soothe your dog or cat during an…
Something every new homeowner wants is to feel safe and secure. Here are steps you can take to ensure that feeling. Do a little research and look into things like the crime rate in the area. Find out about neighborhood watch groups and how they work. Change the locks as soon as you move in….
Retiring early is a great idea if you can afford it. Unfortunately, few people plan for retirement as well as they should. A common rule of thumb is to save 10 times your final salary to retire by age 67. For someone with an annual salary of $50,000, that would mean having $500,000 saved in…
Here are a few tips for creating a laid-back living space that captures the essence of Scandinavian style. Neutral and Natural Typically, a Nordic-inspired home utilizes a neutral color palette, with earthy materials like wood, stone and natural fibers to warm up the atmosphere. Modern Touches Modern light fixtures, geometric prints and clean lines are…
Owing more on a car loan than the car is worth”called being upside down on a loan”can make buying a new vehicle difficult. The negative equity can mean getting less for your old car at trade-in, or coming up with the extra money to pay off the old debt. Cars depreciate quickly, so the urge…
When major household appliances break, should you repair or replace them? The answer depends on which appliance Many refrigerator repairs are easy and affordable, especially if the problem is a bad motor or electronic controls. Dishwashers are usually simple to repair, but issues with their door seal or tub often prompt a full replacement. Unless…
Are you looking to add spice to your home cooking, but not heat? Here are five interesting flavors to try, while sparing your mouth from fire. Cumin. With a mild, earthy flavor, cumin goes great in curries without adding any heat, and has been known to aid digestion and improve your immune system. Coriander. Did…
Published with permission from RISMedia.
If your homeowners insurance policy covers your pet, it will pay for injuries or damage the pet caused to a person or property not named in the policy. But it won’t cover injuries to your family or home. Many companies deny coverage for dog breeds considered aggressive, regardless of the pedigrees or individual histories. Some…