Flooding can happen anytime, anywhere. And damages are generally not included in your homeowners policy. But two devices can flood-proof your home: a backflow valve, and a sump pump. Both control floodwaters by redirecting them. A backflow valve directs overflow to an outside receptable – a sump pump directs overflow to a storm drain or…
Teaching children manners and how to tie their shoes is one thing, but financial lessons are often pushed to the wayside until it’s too late. Budgeting and financial planning should be a focus in every household. Whether you are passing along your lessons to your children, nieces or nephews, keeping financial sense in the family…
Mold inside a house can cause serious health problems, including sinus irritation, congestion, headaches and respiratory difficulties. The health effects of mold are more serious in children, pregnant women, senior citizens and people with respiratory problems. Mold can grow in any moist environment, which makes a home a perfect breeding ground. Mold spores can accumulate…
Here are some tips for getting the highest ROI. Go Beyond Cosmetic Repairs Most homebuyers know to look beyond cosmetic damage. More importantly, theyll want to know that the major systems are in good working condition. Rethink Luxury Fixes If youre updating your kitchen or bathroom before listing your home, make sure you’re not going…
Many people struggle to pay off credit card debt. Interest that accumulates each month can make it difficult to make a dent in balances. Juggling multiple credit cards with different minimum payments and due dates can feel overwhelming. Missing a due date can lead to fees and possible damage to your credit score. If you…
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A pet can become a beloved member of the family and a source of fun and companionship for everyone, but especially for children. If you’re planning to have a new pet join your family, the first interactions between the pet and your child are critical. Tell Your Child What to ExpectBefore you bring home a…
There are two different types of outdoor spaces youre likely to come across when viewing real estate in the city Those that are wide open to skyline views and those that are enclosed hideaways. Heres a detailed look at how these types of spaces differ. Open Urban Spaces Whether its a rooftop terrace or a…
Sometimes people take out a mortgage and are forced to accept less-than-favorable terms because of a low credit score or a high debt-to-income ratio. In other cases, homebuyers choose a mortgage that has a fixed rate for a specific number of years and then convert to an adjustable rate. That can save money in the…
The average student loan debt for a college graduate in 2016 was $37,172, according to Forbes. Thats a lot of debt to be saddled with when starting a career. However, you can help your children avoid student loan debt by looking into some alternatives: Save EarlyThis takes years of forethought, but it can be one…