Getting Pre-Approved for a Mortgage: The First Step
Published with permission from RISMedia.
Published with permission from RISMedia.
The typical credit card charges about 16 percent interest per year on balances, effectively adding $16 to each $100 in expenses that are left on a credit card. Some charge as much as 29 percent if youre late on a payment and have to pay penalty interest. Avoiding a credit card balance by paying the…
Between work, family, social lives and hobbies, it can be easy to forget to take care of ourselves. Below are a few things you can do to safeguard your physical and mental health: Call a FriendWhile our lives may be too busy to see our friends regularly, calling a loved one every day can help…
Here are a few stand-out ways to add a statement ceiling to your home! Add a Pop of Color Try a simple splash from the rooms existing color scheme or go bold with a hand-painted pattern. Get Creative With Textures From exposed wood to custom plaster ceiling treatments, textures add a new layer of depth….
Published with permission from RISMedia.
A business credit card can be a big help to business owners. But if not used properly, they can cause credit scores to drop, affecting personal credit. There are a number of ways cardholders can negatively impact their credit score. The biggest culprit? Carrying too much debt on their business card which raises their debt-to-credit…
Most everyone knows a healthy diet is important for a healthy body. But eating the right foods every day might be easier said than done”especially with so much tempting junk food available! If youre looking to improve your diet, start by making some small changes and learning the keys to healthy eating. Try to include…
Here are the basics of what you need to know when using wood in the bathroom. Choose the Right Type Teak, ipe and cedar wood make great candidates, as they are naturally resistant to rot and moisture. Ventilation Is Key An exhaust fan will help to remove the steam and allow the wood to dry…
Most homeowners have weather-stripped their doors to maximize climate control, and have switched out traditional incandescent light bulbs with eco-friendly CFL models. Short of installing double paned windows or making other costly home improvements, what more can you do to make your home “greener” without emptying your wallet? Change filters often. Change air conditioning filters…
Published with permission from RISMedia.