Worn-out or inefficient appliances can lead to high utility bills. The Environmental Protection Agency created the ENERGY STAR program to encourage companies to produce energy-efficient appliances that use less electricity and water to save consumers money. ENERGY STAR appliances cost more to buy and repair, but you would have lower monthly utility bills. Stainless steel…
Millennials are applying for credit cards more than most age groups, but theyre not qualifying for them, according to consumer behavior data by ID Analytics, a consumer risk management firm. One in five people ages 23-27 have been declined for credit multiple times in a year, and its not because they dont have a high…
Deciding where to live, if youre going to have children, and who takes out the garbage are some of the big and small decisions newlyweds have to make together after the wedding gifts are put away and theyre ready to start their lives together. There are also financial decisions to make as a married couple,…
Phone scams are more common and trickier than ever. To protect your identity and money, follow these tips: Don’t answer calls from unknown numbers. Never give unexpected callers personal information, including passwords or Social Security numbers. If a caller asks you to press a button, hang up. It may be a robocaller, and scammers use…
If you’ve recently moved into a new home, you might decide to change out the carpets in the house either to expose the wood flooring underneath or to add in a newer rug or carpet design. The challenge is, once you start ripping out the carpet, you’ll notice glue marks that are stuck due to…
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Fees can eat away at your money if you dont keep on top of your banks enforced regulations. U.S. consumers paid $15 billion in overdraft fees in 2016, according to the Consumer Financial Protection Bureau. Here are a few bank fees you can look out for: Overdraft FeesThese are often charged in response to bounced…
Transform your bathroom into a cozy oasis this winter with these tips. Towel Warmers Capture the feeling of a warm, fluffy towel fresh out of the dryer with wall-mounted towel warming racks. Heated Toilet Seats Todays state-of-the-art commodes are designed with heated seatsone of the most underrated luxuries in the home. Radiant Heat By installing…
As a young parent, you may just be learning about all the responsibilities parenthood requires. When it comes to financial planning, setting your sight on the future can help immensely. Demolish debt. Slaying your own debt will positively impact your family’s financial future. While it may take years to pay off those student loans or…
Carrying cash is becoming less common these days, which can be a nuisance for parents and their children”especially when it comes to paying children their allowance each week. For many parents, cash allowances are becoming a thing of the past as they instead turn to prepaid debit cards that can be managed directly from their…