Published with permission from RISMedia.
Related Posts
How Federal Rate Increases Affect Credit Cards and Loans
If youve ever noticed a rise in interest rates in the news or saw your credit card bill get a little higher, theres one federal agency that you can look to: the Federal Reserve Board. When the Fed raises interest rates, most borrowers with car and home loans wont see their rates change because theyve…
How to Check If a Debt Collector Is Legitimate
Figures from the Consumer Financial Protection Bureau (CFPB) show that about 70 million people”more than a quarter of adults in the United States”either have a debt in collection or have been contacted about one. Some of those people are wrongly contacted by debt collectors. Reasons include contacting the wrong person for the wrong amount, or…
What Is a CD Ladder?
A certificate of deposit (CD) is an investment product with a fixed interest rate for a term of three months to five years. Long-term CDs have higher interest rates. If you withdraw money early, youll pay a penalty. A CD ladder is a strategy in which you open several CDs that mature at different times…
How to Clean Your Hardwood Floors
If you’re the proud owner of a hardwood floor, you may be engaged in a constant cleaning battle. Hardwood looks best when it’s buff and gleaming, but with a busy schedule, it can be hard to keep the floors sparkling at all times. Below are a handful of tips for quickly cleaning your wood floors….
7 Ways to Pay for Your Child’s College Education
As a parent, you’ve undoubtedly thought about your child’s college education”no matter what their current age is. And if you’re planning on paying their way, or at least helping them out, cost is certainly a factor. Unless you’ve got a huge sum of cash to plunk down when it’s time to pay, chances are you’ll…
Contribute to a 529 College Savings Plan With Gift Cards
Parents contributing to a 529 college savings plan may find it difficult, if not a little time-consuming, to transfer cash and checks that their children receive on their birthdays, Christmas and other celebrations into the popular college savings fund. Instead of not knowing if their cash gift is going to pay for college or for…
