Projectors vs. TVs: Which is Better for Your Home Theater?

An illness, injury, broken appliance, car accident or job loss can occur at any time. Having enough savings to cover three to six months’ worth of expenses can help you avoid losing your home or going deep into debt to make ends meet. Savings StrategiesIt’s easy to set a vague savings goal, but you won’t…

Not Preparing for EmergenciesAn emergency fund is important for anyone. A signing bonus”whether you’re a pro athlete or a non-athlete receiving a one-time bonus for meeting goals at work”can help give a big boost to an emergency fund. Aim to have one years salary in savings for emergencies, such as losing your job. Saving and…

Everybody needs sleep, but many of us dont get enough. This can make it hard to get through the day and can have long-term effects on health. The risks are particularly serious for children, who need to get enough rest to grow and succeed in school and other activities. Potential Problems Inadequate sleep can affect…

Worn-out or inefficient appliances can lead to high utility bills. The Environmental Protection Agency created the ENERGY STAR program to encourage companies to produce energy-efficient appliances that use less electricity and water to save consumers money. ENERGY STAR appliances cost more to buy and repair, but you would have lower monthly utility bills. Stainless steel…

If youre buried by credit card debt, a negotiated debt settlement with your creditor may be worth checking into. Negotiated debt settlement is a general term for discharging debt in a way that appeals to the credit card holder and the cards issuer. Its best to negotiate from a position of strength by not having…

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