How medical debt and other collection items are tallied in a credit score is changing, potentially increasing the credit scores of millions of people. Called the FICO 9, the new credit score changes how medical collections are treated from non-medical changes, such as credit cards. A medical debt will now damage a credit score less…
Published with permission from RISMedia.
Identity theft is continuing to skyrocket thanks to the proliferation of online shopping and the sharing of personal information with companies and financial institutions alike. In fact, hundreds of millions of people have had their data stolen. This can occur through massive breaches of banks, stores and other businesses, or a dishonest person can misuse…
Should you prioritize paying off debt or saving for retirement? If youre younger and have high-interest debt, tackle that first and pay beyond the minimum monthly rate. Youll be able to stop wasting money on interest and then focus on long-term goals. If you have low-interest debt but little retirement money, contribute to a 401(k)…
A grass lawn, trees and flowers all look wonderful in a yard”if theyre properly maintained. All that work leads to an enjoyable view, but not much else. But instead of getting little in return for their yard work, homeowners can take advantage of their land and plant vegetables and fruits that can feed them for…
If you’re a first-time homeowner, the odds are good you will soon be ready for the fun and responsibility of owning your first dog. If you’re looking for a pet that suits you and your lifestyle, the pooch experts at Petbreeds.com suggest breeds that are low maintenance, shed minimally, are easily trainable, and get along…
Looking to attract homebuyers? Boost your curb appeal. The first thing buyers see is the yard, so spruce up the landscaping and make necessary repairs. Prune overgrown bushes and trees to avoid looking neglectful. In flower beds, remove weeds or dead plants, add flowers in sparse areas, and apply fresh mulch. Line your walkway with…
The kitchen is one of the busiest rooms in any household. It’s where meals are cooked and families eat, and also a place to play fun games or just talk. The foodie craze is changing the way we eat and the way we cook. Amateur chefs get ideas from cooking shows and then visit farmers…
Published with permission from RISMedia.
Each year, fires destroy homes and cause serious injuries and deaths all across the country. While many of these events are preventable, it’s important to take into consideration the fact that the average home is filled with fire hazards that homeowners may not recognize. Smoke DetectorsYour home should have smoke detectors near the sleeping and…