Uncategorized

Published with permission from RISMedia.

Paying for something with a credit card instead of cash can be easier for a number of reasons. While it can be difficult to find an ATM when you need it, carrying around a lot of cash can be dangerous, and some things are nearly impossible to buy with cash. And by “cash,” we also…

Here are five ways to bring the outdoors into your home and improve your living space. Potted Plants and Trees Plants can boost your immune system, decrease blood pressure and improve your sleep cycle. Natural Materials Organic materials, such as wood and stone, allow your home to feel at one with the outside world. Oversized…

Ask any jeweler how much money you should spend on an engagement ring and theyll likely give you the jewelry industrys long-standing rule of thumb”three months salary. The average person spends about half that amount, according to Census data. The jewelry industry isnt recommending three months of pay after taxes, but three months of gross…

Want to quit smoking tobacco? Theres good reason to. Quitting smoking reduces your risk of cancer, heart disease and other illnesses. And let’s face it: Smoking is expensive, so kicking the habit can also save you a lot of cash. Although quitting an addiction is inherently difficult and may take several tries, its not impossible….

A certificate of deposit (CD) is an investment product with a fixed interest rate for a term of three months to five years. Long-term CDs have higher interest rates. If you withdraw money early, youll pay a penalty. A CD ladder is a strategy in which you open several CDs that mature at different times…

Food waste is a major issue in households across the U.S. Too often, we unintentionally buy or cook more food than necessary and then decide to throw out the extras. Reducing food waste not only helps conserve resources and protect the environment from more landfill gases”it could also save you a lot of money. Shop…

Published with permission from RISMedia.

According to the National Kitchen and Bath Association, granite countertops are in less demand today, while the use of quartz is on the rise. Why? For one thing, man-made quartz countertops are offered in a far greater range of looks and feels. Reason number two: its a bit easier to maintain over the long haul,…

Here are a few tips to help make a large home feel more intimate. Textures and Colors Dark walls can make a space appear smaller. Rich earth tones, like brown, dark green and red create a cozy ambience. Thoughtful Furnishings A spacious room may benefit from multiple seating areas that serve various purposes, such as…