Parents contributing to a 529 college savings plan may find it difficult, if not a little time-consuming, to transfer cash and checks that their children receive on their birthdays, Christmas and other celebrations into the popular college savings fund. Instead of not knowing if their cash gift is going to pay for college or for…
Adults aged 65 and older are at higher risk for dangerous falls. Fall-related injuries can make it difficult for people to get around or live on their own. If youre at risk, talk openly with your doctor and review all the medicines you take, especially if you feel woozy. Have your eyes checked annually, and…
Nowadays, it seems like just about everyone has a smartphone. Even young kids want them, and parents receive conflicting advice on whether phones are appropriate for children. Smartphones have advantages for kids, but there are potential pitfalls that parents need to take seriously. Benefits of Smartphones Having a smartphone is an easy way for families…
Published with permission from RISMedia.
If you’re revamping your interior design scheme, you may be considering a new color palette. Should you go with earthy hues? Vibrant jewel tones? Cool blues and grays? Below are five ways to pick a color scheme that will work for you. Choose from what you have. If you’re not revamping with an entirely new…
Keep these safety tips in mind before putting your home on the market. Communicate With Your Agent Your agent should have a process in place to vet any potential buyers before bringing them into your home. Be Careful With Photography Removing family pictures from the space will help maintain your privacy. Secure Your Valuables Be…
Children are often victims of identity theft for two reasons: They have a clean identity that probably hasn’t been used much and can be exploited in many ways, and there’s often a large gap between the theft and when it’s discovered. Fraudsters will usually wait years before applying for a mortgage or credit card with…
Not using your credit card enough sounds like an odd reason to have a mortgage application denied, but it’s one of the ways that applying for a home loan can be derailed by factors you may not have thought of. Credit card debt can help establish a credit history”a good history if you have a…
A bold and beautiful combination of Art Deco and Mid-Century Modern, heres how to infuse the Hollywood Regency Style into your home. Bold Patterns and Palettes Contrasting color combinations and simple patterns are used to create visual drama throughout. Go Big on Lavish Details Bring out the lacquered furniture and metallic finishes. This is a…
Buying life insurance can seem like a difficult and expensive endeavor if you havent done it before. Both can be overcome if you have a good insurance agent. Here are nine ways to save on life insurance, all of which you should ask your agent about: Dont smoke: Smokers are more likely to die younger…