Your first credit card can be the start to building your financial future. Just remember, how you use it can affect you for years down the road. For example, build a good credit score and you could see lower interest rates on home and auto loans, and receive better credit card perks. Make too many…
Here are 5 features to create the perfect shower area in your home… Dual Showerheads Dual showerheads allow for a spacious shower area where couples can go about their routine without having to wait. Rain Shower Rain showers create a relaxing and luxurious feeling of water cascading down on you. Vitamin C-Infused Shower Vitamin C-infused…
Did your toddler scribble on the walls? Or perhaps a year or two of wear and tear have your interior paints looking less than pristine. If your walls could use a little TLC, but you’re not quite ready for a fresh coat of paint, consider the following methods for freshening up. Latex PaintsWhether you have…
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Whether you adore your new carpet or can’t afford to replace it every few years, below are a handful of ways to extend the life of your carpet”even if you have kids and pets. 1. Lay down a rug in high traffic spots. It may seem weird to lay a rug over your carpet, but…
If you need money for home improvements, tuition or another purpose, you might be able to secure funds through a second mortgage. How Does a Second Mortgage Work? A second mortgage is a loan that allows a homeowner to borrow against the value of their house by using it as collateral. One option is to…
Fixing a few of your homes most likely trouble spots can improve energy efficiency and save you a bundle on utility bills. Consumer editors at ThisOldHouse.com provide a starting point for your DIY energy audit: Drafty WindowsOn a windy day, close all windows and exterior doors, as well as the chimney flue damper. Light a…
The fine print at the end of a credit card offer letter can tell a consumer a lot more about how good”or bad”the offer is than the main area of the marketing letter, where flashy photos and less text are more likely to catch the eye. But the small-font text in the last pages of…
These ideas will restore order in the bathroom and create a whole new look and feel. Short on counter space? Attach wire crates to the wall and use them to store items that clutter up the sink area. Adhere flat-backed suction cups to the inside of your medicine cabinet door. Fill them with cotton swabs,…
For $600 or so a year, plus a service fee of around $75 every time you ask for repair, a home warranty can be an inexpensive way to have peace of mind as a new homeowner. Home warranties cover breakdowns in a home, from HVAC systems to appliances. A broken water heater can be repaired…