Here are a few quick ways to set an autumnal tone in your home. Accent with Fall Colors Shades of orange, brown and dark red are popular and provide a sense of warmth. Autumn-Inspired Centerpieces Get creative with items that are synonymous with this time of year, like gourds, pumpkins and pine cones. Decorate with…
Everyone who takes out a mortgage hopes to be able to make payments on time, but life sometimes gets in the way. A job loss, an unexpected expense, or an illness or injury can wreak havoc on a familys finances. A mortgage that converts from a fixed- to an adjustable-interest rate can cause mortgage payments…
Social media is just that”social. And a big part of it is sharing photos when youre out celebrating something, such as your birthday. However, these two things”photos of yourself and your date of birth”can be all someone needs to steal your identity and start opening bank accounts, credit cards and other things in your name….
These are the best spaces to have in your home for a digital detox. Library Theres nothing quite like curling up in a cozy chair and getting lost in a good book. Fitness Area Forget your worries while connecting with your body and taking care of yourself. Meditation Room A meditation room is the perfect…
A debit card is a smart way to shop if you want to avoid using a credit card that will charge you interest if you dont pay the balance in full each month. But because a debit card is directly tied to your bank account, you can lose a lot of protections. Debit Card HasslesWhile…
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Building good credit takes time, and it can be a few years before college students or graduates have a good enough credit score to get a credit card or loans at low interest rates. A student credit card can help as a college students first credit card, though it does come with some conditions. First,…
Heres how to find the right window treatments for any room. Identify Your Goals What do you want from your window treatments? Should they provide privacy, block out the sun or create a stylish look? Consider your options Depending on what functionality you need, the next step is to choose between curtains, shades, blinds or…
The offer of a zero-interest credit card can look enticing when it arrives in the mail. Who doesnt want to avoid paying interest on credit card charges? As with most things in life, there are pros and cons to using 0-percent credit cards. Here are some facts to consider before you respond to that offer:…
No matter what you’re saving for, having some extra breathing room in your budget is important. Whether you’re putting money away for a down payment or a new car”or looking to build an emergency fund that can get you out of a financial jam”we could all use a little extra cash in our pocket. While…